Creative Wall Decor Tips That Will Instantly Transform Your Home

With the right wall decor in your home, you can easily create interesting and impressive focal points. It is a simple matter of choosing the right wallpaper, paint, accessories and architectural elements to suit your tastes.

Begin by assessing your decorating goals. Determine the type of look and feel you want to achieve. Perhaps you want to make the room look bigger, create a light feel, or update the existing style to something more modern and unique.

Select interesting pieces of art work or framed photographs to make the room pop. The frame, glass, colors, and type of mat board you use will add to the visual effect. These elements also create texture and provide a finished look.

Mirrors are perfect for making a room appear larger. They reflect light beautifully, creating an airy feel during the day and a romantic feel at night. They are also available with gorgeous frames, adding to the aesthetics.

Other popular options include tapestries, masks, fabric panels and wall lights. The wall is your canvas, all you need to do, is become the artist. Even simple plaster or stucco wall designs can do the trick. From vintage and traditional, to trendy, elegant and sophisticated, you can easily find decor to fit your budget.

Always remember it is important to achieve the right combination of light, color and texture when selecting wall decor. You want to make a visual impact that will make you feel you are home and make others wonder how you managed to become such a decorating genius.

Creative Wall Art

Creating interesting and beautiful pieces of art for the walls of your home can be much easier than most people think. Constructing and designing original arrangements for your own personal living space can also be a fun activity for the entire family. Hopefully, these ideas will go a long way toward getting you starting on producing your own beautiful, creative piece of wall art.

Shaping a collage made up of pieces of discarded materials is a great way to recycle items that might otherwise be thrown away. The collage can be made up almost anything from sea glass to photographs to old CD’s. Different colored pieces of broken glass can even be (carefully!) arranged in a dazzling way that will add a whole new feel to the entire room! Just remember to select a media that you would enjoy working with and have fun with it.

A well stocked craft store is probably one of the first places that you will want to visit if you decide to purchase items to create your wall art. Beautiful fabrics of differing textures and colors can be combined inside of a large picture frame to create an effect that is truly stunning. If you should decide to add different shaped pieces of Styrofoam to this creation, it takes the project in a whole new dimension. By covering the foam pieces with the fabric, and then securing the fabric with hot glue, the pieces can be artfully arranged in a unique way to generate an exquisite piece of wall art.

If your interest in creating wall art is bit more conventional, a trip to your nearest hardware store may be all that you need. Freshening up walls with a new coat of paint can really inspire the imagination. While at the hardware store, be sure to check out the selection of wall stencils to really customize a room. These stencils are available in a variety of different shapes, sizes and designs and can be customized to the room that will be decorated. Simply select a color of paint that will coordinate well with the color of the room and you should be all set!

Writer’s Block? Hit the Creative Wall? Tap Into Meditation, Prayer and Nature

I have to say that I am pretty fortunate as a writer that my mind is constantly spinning with creative ideas. But, inevitably, we all hit the wall – the wall of writer’s block. That’s when you sit down with your pad of paper or plop down in front of the computer and nothing comes.

When that happens, you can’t sit and will your brain to spew out lovely prose. It just won’t happen. In the world of true creativity, you can’t force things. That’s when you have to tap into some Divine creative power.

During a trip to California, my husband and I visited the Monterey Aquarium. There was an exhibit with 32 different varieties of sea horses. I had no idea there were that many kinds of sea horses. One variety resembled a beautiful plant. It was amazing.

Not long after we returned from our trip, the television show, CBS Sunday Morning, dedicated an entire program to “Creatures.” They reported that there are 1.8 million known species in the world!

While I have always admired God’s handy work in the form of sunsets, clouds, mountains – I had no idea how many species God created. And there are more we haven’t even discovered. This solidified for me the mind and creativity of God. It gave me a new meaning and appreciation of God as the Ultimate Creator.

All writers and artists experience being blocked. One way to tap into this Ultimate, Creative Source is to practice meditation. If you have never practiced meditation, it is a powerful tool. Being stuck, or blocked can mean having clutter in the mind. Meditation clears that clutter away. Practicing to be still and to clear anxious thoughts allows space for new, creative thoughts.

Of course, prayer is always good too. A heart felt, “Help me please,” has always worked for me.

If you are in an office, go outside and take a walk. Or go outside and sit somewhere and look at flowers or trees. Notice the formations of clouds or the details in a blade of grass.

So the next time you hit that creative wall, spend some time looking at God’s portfolio. There’s a lot of creative power to tap into. Did I mention that there are 14,000 varieties of ants? Ants! God’s creativity is amazing.

Easy Steps to Help You Break Through Your Creative Wall

No matter how experienced, we all hit the creative wall at one point or another in our career. If gone unchecked this creative block could go on for months at a time threatening projects or even careers (let’s hope it doesn’t get or hasn’t gotten this far!). The easy answer is to break down the wall that’s in your way, but the hard part is finding a way to do that. Everybody is different and so are the reasons behind your creative block which is where the difficulty comes in; however, by following some of the steps in this article, you’ll be able to find out what’s causing your creative block and how to successfully break though it.

Realize what is causing your creative block

In order to successfully tackle your creative block you must first realize what is causing it. You can’t overcome a problem if you don’t know what’s causing it. You may be able to work through it or sidestep it (more on this later), but In the long run, If you don’t figure out the cause you will basically be putting a band aid on an open wound. It will continue to bleed, you will get distracted again and you’ll be back at square one or in an even worse situation. Unfortunately, this is where I can help you the least. What I can do is give you ideas on what the most common causes of creative block are. As a preemptive note I’ll mention that everything below causes stress which is why I don’t just list stress on this list. I’m trying to get down to the real issue.

Lack of Sleep: If you are tired your mind wanders more. This is scientifically proven and anyone who has sleep issues can relate here. Do yourself a favor and get some sleep. There’s no magical number for how much sleep you need, though there are plenty of studies that have been done on the proper amount which I’m not going to go into it here; I’ll just say get a good nights rest.
Over-tasking: If you are overwhelmed by too many projects your mind wanders (do you see a pattern here?). If you can’t concentrate on one thing, it’s will take you forever to get one thing done. Even if you are a great multi-tasker, the fact of the matter is if you concentrate on one thing you will get it done faster.
Personal issues: Maybe there’s something else that’s bothering you: financial worries, relationship issues, you’re hungry, whatever. These are the things that will cloud your mind and cause it to wander which can lead into creative block.
You can’t overcome a problem if you don’t know what’s causing it.

If you haven’t noticed the common theme throughout the last few notes I’ll paraphrase for you here: If your mind is not fully focused on your project, you won’t get it done. To get through this you need to locate the cause of the creative block and get rid of it or at the very least come to terms with it so that it isn’t on your mind preventing you from working.

If your mind is not fully focused on your project, you won’t get it done.

This is all well and good, but what if you can’t find the cause of the block? Well, then you’ll just have to do your best to jump start your creative juices. There are many methods of doing this both forcibly and non-forcibly. Below I’m going to give examples of how to do this in each category. It’s up to you to figure out which works the best for you.

Force Yourself To Work

Just Do It: Nike said it best. Sometimes you need to just sit down and start working on something. Work on anything. Maybe the doodles or playing around with a plug-in will spark your creativity and something will come of it. You’ll never know until you try.
Make a design/sketch: Maybe you need to take a few steps back. Start by grabbing a pen and notepad or a Wacom tablet and open Photoshop and just start sketching ideas or writing down words. One of these ideas is bound to grab you and then you can dive into it more.
Set deadlines: Maybe you’re giving yourself too much time to work. With too much time you start to become looser and completing a project becomes less of a priority which begins to become a problem. Give yourself a deadline on a project or at the very least only give yourself a specified amount of time to work on the project during the day. You’ll be surprised how much pressure will spark your creativity.
Get Your Mind Off It
Do something different: Perhaps the problem is you’re too comfortable. We all fall into patterns during the day and this does not lead to creativity. Get out of the house and go for a walk, go out to dinner, play sports outside, go skydiving(!); get your mind off of your project by doing something completely different.
Inspire yourself visually: Maybe you just need some inspiration. Check out some reels online, watch a movie, listen to music, read some magazines or a book or view some websites. You would be amazed where inspiration can come from and how little it takes to actually become inspired.
Sleep: Sleep again? Yes. Dreams are inspiring. I can’t tell you how many times I’ve had a crazy idea in my dreams that I needed to get down in real life. Your dreams should be your biggest inspiration. Following your dreams is what got you to where you are now, right? Why stop there.
By properly using one of the techniques I mentioned in this article you will be able to overcome your creative block and continue on your project. These are proven techniques which have worked for me and many others in the past and continue to work to this day; however, as I mentioned in the beginning of this article, everybody is different and some of these options may not work for you. What they will do is give you an idea of the steps you need to take to locate and break through you’re own creative block.

A Beginner’s Guide to Buying Shares Intelligently

Practically everyone takes a flawed approach to buying stocks. So, practically everyone ends up with a rotten loss-making portfolio.

So here’s a beginner’s (or for that matter, even an expert’s) list of dos and don’ts…

But remember… you have to do lots of “donkey” work to become a successful “bull” on the stock markets. You must also have monumental patience and play stocks with a long-term perspective. Hoping to multiply money in quick time is a definite recipe for disaster.

1. First and foremost, you have to understand and appreciate that when you are buying stocks you are NOT buying some symbols on the screen. Instead, you are buying an underlying business. You are becoming a partner in that business. Therefore, you share its profits and its losses. That is why the term… shareholder.

2. It is but obvious that you have to buy sunrise businesses. If the products and services of any industry are not in demand, it would be foolhardy to become a partner in such businesses.

3. However, quite often, two companies in the “same industry” follow diametrically opposite paths… one profitable and the other losing money. The answer to this oddity lies in the quality of entrepreneurship. Good managements make good businesses. Bad managements fail frequently. Backing proven managers is, therefore, the most sacrosanct and inviolable principle of investing in stocks.

4. Sometimes even good managements and good businesses go through tough times. Therefore, apart from ascertaining that the company is running a good business and managed by a good team, you have to ensure that it makes good sales and earns good profits. Never invest in a loss-making company, unless you see strong signs of a turnaround in the near future.

5. Operational performance is one part of the story. The other significant aspect is its financial foundation. All businesses have to withstand the vagaries of the economy. For example, too much debt may not be an issue during good times. But it can seriously threaten even the existence of the company when economic conditions turn bleak. As such, strong balance sheets always make a dependable choice.

6. Wait… a company with excellent business, excellent management, excellent financial strength and excellent profits, is not the green signal to cut your cheque. No. There is one more critical parameter – its market price. If the price is too high relative to its underlying valuation, even excellent shares will not make money for you. A reasonable PEG ratio determines a reasonable stock to buy.

This is the safe, sensible and steady approach to buying shares. It would surely give you a lot more winners than losers. And, to succeed you don’t need ALL the players to do well. A few good performances, backed by at least average play from others will definitely win you most matches.

Buying Shares – Tips For Beating The Stock Market

In the present uncertain economic climate, many investors are wary of investing in the stock market. Some are even asking whether they should stop buying shares, and invest in items that are traditionally viewed as less risky, such as gold or government bonds. While it is true that investing in stocks and shares is risky at the moment, it should be remembered that such risk always exists, even in the middle of a stock market boom. There is no reason why the astute private investor cannot buy shares today and secure a handsome return overall in the long term, and this article offers tips on how to achieve that.

It is important to say that profit can’t be guaranteed on individual share purchases. For a variety of reasons – wider market conditions, global recession, issues specific to the company or group in question – it can happen that the price of a stock falls below the level at which it was purchased, and stays there. In this case, a classic strategy by small investors is to hang on to the stock until they can receive how much they paid out. This is wrong, as it can lead to an investment tied up long term in a moribund stock: it would be much better to sell at a loss and invest in shares that are likely to rise and make a healthy profit, over and above the money originally paid out. When buying shares it pays not to be too inflexible in strategy, but to be open to opportunities to make money, even at the risk of taking a temporary loss.

When buying shares initially, or when selecting which shares to buy, research is the key to avoiding losses. Never buy on a whim: always thoroughly research all of the issues surrounding any purchase. There are a number of different areas it is essential to research.

The first is to conduct general research on the stock market as a whole. Is the recent market trend for shares to rise or fall in price? Are any sectors performing better than others? Will any recent national or international events affect the performance of the market as a whole, or of individual sectors? All of these can determine which types of shares may be ripe for purchase. Places to research this information can be national newspapers and magazines, financial and political websites, and publications and websites particular to the stock markets themselves.

Once a sector or even individual company worthy of investment has been selected, then the relevant sector of the economy must be researched. Who are the big players? What are the trends in that sector? Is any new technology imminent that will change how the sector operates, bringing in new companies? Are any companies in danger of failing, and if so what is the cause? An effective analysis of these factors is of great use in finding a company to invest in whose stocks are undervalued and likely to rise. Sources of information can be trade magazines and websites, trade association publications, specialist scientific/technical magazines, and the usual financial publications and sites.

Finally, once a company has been selected it must be researched in detail before shares are purchased. What is the company’s trading record over the last five, ten or even twenty years? Is it profitable? Are there any potential threats to its income? Are there any new innovations it is developing that could boost income? How does it perform in relation to comparable companies in the same sector? All of these factors must be researched in detail before a decision is made to buy shares: a large amount of money could be lost if any corners are cut.

So it can be seen that many factors can influence the decision on which shares to purchase. Here are some key points to remember:

Be prepared to make a loss on individual stocks to ensure long term profits.
Never buy stocks and shares on a whim.
Research the stock market as a whole. What sectors are ripe for investment?
Research the target sector. Which companies’ share prices are undervalued compared to their potential?
Research the target company in detail. Are there any hidden problems? How does it compare to the rest of the sector?

Buying Shares

There are two different ways you can purchase shares; the first is from the actual company right when the shares are first being offered. This is when the company is trying to raise money by offering out shares to be bought by the public. The second way is to buy shares from other investors through the share market.

Before buying shares, you will probably need your funds available, as this will be required by most firms when buying shares of stock. In addition, you should also set up a trading account before trading as most brokers require this. Shares are always bought through stockbrokers, so before you start buying stock shares, you’ll need to find a stock broker.

There are many different types of brokers, some deal over the phone, some use post, and many use online services. Online dealing is the cheapest and most brokers use that nowadays. When choosing a broker, make sure that they are suited to fit your specific trading requirements, and that they provide you with quality information and quick execution when buying and selling stocks. Also, they should be well versed on the markets available and the different costs of services and shares.

When buying shares, many people like to do their own research on which shares to buy, they educated themselves and research on certain shares and then make well informed decisions on which ones to buy. People who do this will only need a broker to execute the actual act of buying the shares; these brokers are called execution-only brokers. These brokers will not provide you with any types of advice on which shares to buy, because the decision is yours, they’re only job is to buy or sell the shares for you. They may, however, offer a variety of different types of research tools and online tools to help get a background on the market.

The second type of share buying service is called the Rolls Royce service. These brokers will offer you a large amount of advice, they will help you to form trading strategies and try their best to suit your personal financial plan. These brokers will also help to advice you on buying shares and help monitor your investments, although the final decision rest on the client. There are some broker services however, which enable a broker to buy or sell different shares without having to ask for approval from the client. To do this, one must have a high amount of trust in the skills of the broker, this service can also prove to be very expensive as it is very highly tailored to the individual and require a lot of research from the broker.

For those who are very new to the market, you may need a broker that can help to advise you on which shares to buy or sell. Execution-only brokers are much cheaper services, however, and some brokers will not accept you as an advisory client unless you have a large amount of money to invest.

Shares Trading – How to Buy Shares

A share is defined in the world of finance as a unit of account for various financial instruments including stocks, mutual funds, limited partnerships, and REIT’s (Real Estate Investment Trust). In the English language the use of the word share to refer solely to stocks is very common and it has come to be synonymous with the word stock itself.

In laymen terms, a share or stock is a document issued by a company that entitles its holder to part ownership in the company. A share can be issued by a company or may be purchased from the stock market via a stock broker. We often hear the term “dividend” in the news media but people new to share trading can be sometimes be confused as to what exactly a dividend is. Dividends are payments made by a corporation to its shareholders. It is the portion of profits that the company has earned paid out to shareholders. Corporations can either re-invest their profits in the business, or pay profits out to the shareholders as a dividend. Often times, corporations will retain a portion of their earnings and pay the remainder as a dividend.

Dividends are one reason why share trading is so popular amongst investors and traders. If the company you own shares in makes a profit and pays out a dividend, you will earn the dividend and still hold your share position. If you choose to sell your shares you will make a capital gain in addition to the dividends you have earned over the years, a capital gain is the money you gain if your shares have increased in value since the time of purchase. However, it is also possible to incur a capital loss if you sell your shares at a price below what you bought them for. Proper research before buying shares in a company is crucial; if you find a company with good long-term growth prospects you can reap the benefits of increasing capital gains while simultaneously collecting dividend pay outs.

Buying shares is very easy today with ease of access that the internet has brought about. There are a few different ways in which to buy shares however, some people prefer to use a stock broker, this is a person or a firm that trades on behalf of the client, you tell them what you want to invest in and they will issue the buy or sell order. A full service stock broker will provide various services, at a fee, some of these services include investment research advice, tax planning, and retirement planning. There are also discount brokers who will allow you to buy and sell shares at a low rate but don’t provide any investment advice. Finally, for people who do not need or want assistance from an actual stock broker there are online brokers that allow you to buy and sell shares entirely over the internet with no need for a human stock broker.

Share trading has exploded in popularity recently with the advent of wireless internet and ever expanding Wi-Fi “hot spots”. It is entirely possible to now buy and sell shares in a company over certain cell phones that are internet enabled. For most retail traders and investors who spend the time to do a little extra research on shares of companies they are interested in buying, share trading is very lucrative and is a great way to diversify your finances. Share trading allows people to participate in all kinds of sectors, brands, and services. The ease and simplicity of internet share trading has made it possible for anyone who is interested in buying shares to do so.

Buying Shares – A Simple Share Buying Strategy

Have you been wanting to buy some shares but haven’t been sure when to take that leap? Taking the leap to buy shares can be hard to judge. So when do you buy into the market? It can be especially difficult for you if you are new to share trading. I think it is always a good idea to watch your chosen share for at least a week, maybe even a month if possible before deciding when to buy your chosen share. If you can stretch the watching out to the month it will be worthwhile as you will have a better idea of how the share works, and what price would be fair to buy the share at. If you wait much longer than the month you may miss an ideal buying opportunity.

This strategy is simple to execute and will ensure that you’ve bought at a fair price, it may not be the best price to buy the share but it will be fair. So here is a simple share buying strategy that you can use anytime regardless of how the market is tracking.

Divide the purchase of your chosen share into three parts. You will be buying your shares at three different prices. When buying shares this way it doesn’t matter when you get into the market, as it will even out the purchase price of your shares. If after your first share purchase the market goes up you have gotten you first share purchase at a discount, if it goes down then your next share purchase will be at a discount.

So while this may not guarantee that you will buy your shares at the best price it will give you an even buy every time. It doesn’t matter whether the stock market is bullish, bearish or even neutral you will have a high price, a low price and a price somewhere in the middle.

Tip: Set up a watch list

If your not sure what shares you would like to purchase set up a watch list of five to ten shares that you are interested in and watch how they perform. Most trading platforms will allow you to do this free of charge.

One Last Tip: Check the last five days

The Australian Stock Exchange website gives you the details of the last 5 days closing prices, high & low prices. It’s a great way to review where the share has been and if there are any trends. Most other stock exchange websites should be able to provide you with the same information.

Buying Shares Online

Post, telephone or online are just some of the media used to purchase and sell shares. These days however, people are taking more interest in buying shares online because it is the cheapest, fastest and most convenient way of dealing shares. Internet share dealing is considered as “execution only” which can be described as a system in which it is up to a broker who carries out instructions on your dealing like selling and buying shares online.

Some companies who offer internet share services, the activities are done in real time so that the client, in this case, you, are aware of the stock prices that you are paying for. There are many companies, however, that bundle up buying shares online, and most of them choose to trade during the end of the business day when the costs are down.

In and online share purchase, yours will most likely be a nominee account, which pertains to accounts held by another person for a beneficial owner. It is usually held by a stockbroker on your behalf. This is way your name won’t appear on the company’s register. However, since you are not registered, you will not receive company reports and any other perks associated to registered accounts. All the activities will involve a broker who will charge an agreed upon fee per stock that you buy and sell.

One important thing to remember when buying shares online is to always compare prices on the board. It will be towards your benefit to inquire about the current prices for basic trade and services applicable to those who trade daily called frequent trader service. There may be extra service fees like the cost of ISA wrappers that are self-selecting. Being familiar with these rates will help you become aware of the going fees and will also help you avoid hidden costs being attached at times when the offer is suspiciously low.

Buying shares online have gained wide popularity over the years because of the convenience it offers. For people who are busy and do not have the time to update, buying shares online is the best option for them. Aside from convenience, the internet offers numerous options in companies offering online share trading, this way; an interested buyer or seller can compare companies and what they have to offer.

There are many resources one can find on the internet regarding buying shares online. One of the most reputable companies that offer offline and online share trading is TD Waterhouse which is based in UK. The company offers convenient and inexpensive options for share dealing services and regular trading as well.

Learning the ropes of buying shares online is basically uncomplicated and easy even for those who do not have the experience. The rates are much lower than that of a broker who will buy and sell stocks for you, so you save more money which you can then use to buy more shares. Buying shares online is the most practical way when it comes to share trading.